This will not only cover property but also injuries that may take place. This type of insurance can cover many aspects of injury that can see you being held responsible. Perfect example is the lady who burnt herself in McDonalds with a scolding cup of coffee.



Another option you need to find is the product liability insurance. This will be very important in a catering business in case someone happens to get sick from something you have made. Do not bypass this option when you are planning a catering business it is a very important option.



Picking up Errors and omissions insurance is yet another option that will be smart for a catering business. A very important option that all business that are service based should have in fact. In case you accidently make a mistake or even an employee of yours does and causing harm to a customer you will be covered.
Still another type of insurance that you will need to consider is Business income insurance. This is something that is needed in case you have a problem and your business is limited, basically a disability coverage but for that business. It will help you get paid if a problem comes up and income is limited or your business shuts down.

With a catering business you will most likely have a vehicle that you will be using for the business. You will need to have automobile insurance on that vehicle. As with any type of automobile insurance that you purchase you should look at the minimums that are required by your state. But since you are dealing with a business vehicle you may want to consider a higher coverage option. Something that will protect you and an employee in case of an accident, and even help to replace the vehicle if you are in an accident.